Finance

HARLEY-DAVIDSON CANADA FINANCING PROGRAMS

First Time Buyer

The "First Time Buyer" program has been expanded to include pre-owned Harley-Davidson motorcycles. Now, both new and used Harley-Davidson motorcycles (some limitations apply) are available to buyers with limited credit experience.

To qualify for the First Time Buyer program, an applicant should have:
- At least six months of credit bureau history with at least one “trade line” (a creditor entry describing the customer's status and activity on a revolving or installment account)
- No adverse credit or collection accounts
- A monthly gross income of at least $2,000
- A debt-to-income ratio of less than 40%
- Proof of income and at least 12 months in the current job
- Proof of residence (copy of a utility bill with your name and address on it)
- Four personal references

Higher Down Payment

HDFSC now offers you the ability to improve your loan interest rate by putting more on the down payment. Instead of the usual 10% of the purchase price (after taxes, fees and parts, if ordered), HDFSC will improve the interest rate by a half percentage point with a minimum 40% down.

For example, if $ 1,000 is the minimum down payment HDFSC requires for your loan, by putting $ 4,000 down you can get a 9% interest rate instead of 9.5% (rates are for example only; your interest rate may vary based on credit history).

For more information, contact the business office at Trev Deeley Motorcycles, 604-291-2453.

HAVE IT ALL

Shouldn't you have it all?

The motorcycle, the clothes, the accessories and the security? We think you should.

Below is a list of items you may finance in your motorcycle loan:
- MotorClothes® apparel
- Parts and accessories
- Harley-Davidson® Extended Service Plan
- Payment Protection Plan
- Finance Protection Plan

By financing these items, you save yourself from the expense of additional purchases down the road...